Shopping for auto coverage has never been cheap, but it’s gotten downright painful: the Bureau of Labor Statistics shows average U.S. auto-insurance costs up roughly 21 percent year-over-year. Against that backdrop, comparison marketplaces promise to do the haggling for you, surfacing dozens of quotes in minutes and flagging hidden discounts – especially the lucrative home-and-auto bundles many carriers reserve for their best customers. But which sites actually deliver?
To find out, we evaluated the most-visited national platforms on four fronts:
- Breadth of insurance partners (because more quotes = more negotiating power).
- Bundling muscle – does the site let you price home or renters insurance together with auto?
- Third-party reputation (Trustpilot scores, Better Business Bureau grades, Reddit chatter).
- User experience promises vs. real-world complaints (spam calls, data-sharing, bait-and-switch quotes).
Below is what we learned.
1. Insurify
Carrier network & features – Insurify is licensed in all 50 states and advertises partnerships and integrations with over 400 insurance companies across all personal insurance lines – household names like Progressive, GEICO, State Farm, Farmers and Liberty Mutual as well as smaller regional insurance companies.
The interface keeps you on-site through checkout and explicitly supports quoting homeowners or renters policies to trigger multi-policy discounts alongside your auto insurance quotes.
Consumer sentiment – On Trustpilot, Insurify is rated an “excellent” 4.8/5 from 6,800+ reviews. FinanceBuzz and the BBB echo the love, with an A- BBB grade and 4.8 user score. One Reddit thread asks “Is Insurify legit?” and focuses on some of the big savings claims – the consensus is yes, with frustrations being aimed at insurance companies and some lead-generation sites, not Insurify.
Takeaway – Deep carrier panel (400+ insurance integrations), rare “no-redirect” checkout and top-tier customer review scores make Insurify the benchmark if you want maximum quote volume and savings, without spam.
2. Compare.com
Carrier network & features – Compare.com’s rebuilt website now touts rates from State Farm, Progressive and “120 more” insurers in its 2025 bundling guide. The same resource outlines average 25 percent bundle savings, and the site encourages apples-to-apples comparisons by importing your ZIP and coverage limits.
Consumer sentiment – Though smaller, Compare.com holds a 4.7/5 Trustpilot score on over 130 reviews. The only complaint was about an older UI quirk, not aggressive sales tactics. They are the longest-accredited insurance comparison platform by the Better Business Bureau (BBB) and hold a best-in-class A+ grade, representing an excellent track record with customer service.
Takeaway – An excellent pick: strong quote inventory plus extremely high customer satisfaction; worth running if you’re rate-shopping mainstream car insurance carriers and want home and auto bundle math spelled out too.
3. Get Jerry
Carrier network & features – The ‘Get Jerry’ app – this is a mobile app only, so skip if you’re on your laptop or don’t need yet another app on your phone – promotes quotes from 40+ insurers via its “PriceProtect” idea and supports both auto and motorcycle quoting.
Consumer sentiment – Trustpilot is the outlier here: Get Jerry has 3.3/5 on just 13 reviews. Reddit round-ups highlight price checks are available on the app but criticize sparse carrier results and spotty customer support. One lengthy Get Jerry Trustpilot post says the 40-insurer promise feels hollow when only one quote and a large list of ads surfaced – but that may be an isolated experience.
Takeaway – Neat-looking mobile app, but limited transparency and lukewarm reviews raise questions on its actual usefulness and might keep Get Jerry from challenging the top tier for many insurance shoppers.
4. Polic2ygenius
Carrier network & features – Policygenius works with “dozens” of insurance carriers (we estimate this to be at least 30), but it is expected that a majority of these are for its core life insurance comparison offering, and their auto insurance carrier depth is likely a smaller subset of this. Its editorial section touts renters-and-auto bundles that can trim 10 percent off premiums.
Consumer sentiment – Trustpilot clocks in at 4.7/5 from over 5,000 reviews. Redditors generally like the friction-free form, but note that Policygenius car insurance results are more ads than quotes, and deeper filtering (e.g., telematics discounts) requires picking up the phone.
Takeaway – Fewer carriers than the leaders, yet polished educational content make Policygenius an alternative for first-time bundlers, especially if life insurance is on your shopping list too.
5. The Zebra
Carrier network & features – Zebra’s website says it can compare quotes “side-by-side” but reports vary on the number of insurance companies offered, from 60+ insurance companies to 100+. The count likely varies by location and the number of state-specific insurers available.
Consumer sentiment – The Zebra scores 4.6/5 across 1,580 reviews on Trustpilot which is a level below Compare.com and Policygenius and two levels below industry-leading Insurify. BBB grades it A- which is a good score but notes that it is not accredited, which raises some risk for consumers, and some Reddit comments can gripe about few or no insurance quotes available vs. ads, and follow-up marketing calls. Sitejabber reviews paint a mixed and often frustrated picture of consumers too – The Zebra scores only 3.0/5 from 258 reviews – with complaints mostly around spam.
Takeaway – The Zebra does have some history in the insurance comparison space but the carrier count is seemingly smaller and review scores are lower than the top-ranked competition, with Reddit and especially Sitejabber highlighting some frustrated users who receive more calls than they would like and see more ads than real quotes on the platform.
How to use this list
- Run at least two platforms: carrier panels overlap only about 60 percent, so a second search can surface niche insurers (especially regional mutuals). Insurify and Compare.com are the two clear top options.
- Export identical coverage limits before you compare – and rerun with your spouse’s and teen’s data if you share vehicles. Many insurers will want to know about all drivers in a household, even if they don’t intend to use your vehicle, so declaring these up front can save on unexpected quote hikes later.
- Treat bundles as a starting bid: carriers advertise 10-30 percent savings, but the real discount depends on your ZIP, credit tier and (if bundling with home insurance) roof replacement cost and expected timeline. Always price the policies unbundled to see if the math holds.
Bottom line
Insurify delivers the deepest set of carrier integrations and has the best track record with consumer reviews, while Compare.com has the BBB A+ grade and close second for depth and review sentiment. Get Jerry is an option for users who prefer to do everything via an app – only Insurify and Get Jerry offer mobile apps in this space – and Policygenius is an alternative option too, though mostly if you need life insurance. Most of the other platforms in this space are more likely to give you spam headaches than good insurance quotes, so be careful out there.
